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Personal injury protection

Dec 22, 2025

Insurance – Pedestrian – PIP

Where a plaintiff submitted a personal injury protection (PIP) claim to obtain payment for medical services provided to treat a patient who had been injured in a fall while walking backward to get out of the way of an oncoming motor vehicle, the defendant auto insurer’s denial of coverage should be upheld because the commonwealth's no-fault automobile insurance law provides that a pedestrian mus[...]

Nov 30, 2025

Insurance – PIP – Coordination

Where a jury found that a defendant insurance company violated the personal injury protection statute (G.L.c. 90, §34M) by failing to pay the plaintiff for medical services provided to a policyholder, the verdict should be upheld because the jury could have reasonably found that the insurer failed to properly advise the plaintiff of its obligation to coordinate benefits.

Nov 30, 2025

Insurance – PIP – Coordination

Where a defendant insurance company paid only $2,000 of a plaintiff ambulance company’s bill for $2,418.75, a jury verdict in the plaintiff’s favor should be affirmed because the evidence at trial was sufficient to support the jury’s finding that the insurer did not meaningfully coordinate benefits as contemplated by the personal injury protection statute, G.L.c. 90, §34M.

Crosswalk
Oct 6, 2025

Appeals Court to decide if ‘struck’ requires contact in PIP context

The Massachusetts Appeals Court will decide if personal injury protection covers pedestrians injured while avoiding cars without direct impact.

Car accident
May 29, 2025

Prejudgment interest based on award minus PIP offset

Appeals Court rules prejudgment interest in car crash case applies only to the verdict amount not covered by personal injury protection benefits.

May 20, 2025

Damages – Pre-judgment interest – PIP

Where a jury awarded the plaintiff damages for the harm she suffered as a result of an automobile accident caused by the defendant, the trial judge did not err by ordering calculation of pre-judgment interest only on the portion of the award not offset by personal injury protection (PIP) benefits.

Mar 5, 2025

Insurance – PIP

Where a defendant insurance company was ordered to pay personal injury protection (PIP) payments for the full amount that a plaintiff hospital billed for medical services it rendered, that was error, as the hospital had previously agreed with a third party to accept only 95 percent of its billed charges.

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